You're Already Referring People.
Now Get Paid For It.

Realtors, lenders, and business professionals recommend insurance every day. As a PRISM referral partner, every recommendation earns you real, recurring commissions — and we handle all the licensing, setup, and paperwork for you.

Become a Partner Learn More
Business professionals collaborating

Three Steps. No Testing. We Handle the Rest.

You already talk to people who need insurance. Now there's a reason to send them somewhere specific.

1
Sign Up With PRISM

We get you licensed under the PRISM umbrella. No exams, no testing — we handle the filing, the E&O insurance, everything.

2
Share Your Link

When someone mentions they need insurance, share your personal referral link or QR code. That's it — same conversation you're already having.

3
Get Paid

When your referral becomes a policyholder, you earn a commission — and again on every renewal, year after year.

Why PRISM Gets Your Referrals
Better Results

Most insurance agents are limited. Captive agents are locked into a single carrier — if that carrier's rates aren't competitive, your client is stuck. Independent agents have more options, but they still only work with a handful of providers.

PRISM gets the best of both worlds. We work with both captive and independent carriers — giving us access to the full market. That means we can shop dozens of top-rated providers to find the best coverage at the best premium for every client, every time.

When your referrals get better options than they'd find anywhere else, they come back to thank you. That's what makes PRISM referrals stick.

We Shop the Market

Captive and independent carriers competing for your client's business means the best premiums available.

Best Coverage Wins

We don't push one carrier. We match each client with the right coverage from the right provider.

Major Carriers

Top-rated, nationally recognized carriers your referrals already know and trust.

Every Line of Insurance

Auto, home, commercial, workers comp, RV, mobile home, boats, umbrella — one referral covers it all.

Auto Home Commercial Boats +More

We Handle the Licensing.
You Just Refer.

A referral license is required — but here's the good news: there's no testing involved. PRISM takes care of the entire setup process so you can focus on what you do best: connecting with people.

No Exams or Testing

Unlike a full insurance license, the referral license has no exams. We walk you through every step.

Licensed Under PRISM

You operate under the PRISM umbrella. We sponsor your license and handle all the compliance.

E&O Insurance Included

Errors & Omissions coverage is provided through PRISM. You're protected from day one.

State Filing & Paperwork

We handle all state filings, regulatory paperwork, and ongoing compliance requirements.

What You'll Need

  • A business entity — LLC or S Corp (we can guide you through creating one if needed)
  • Basic contact info — name, email, phone, address
  • A few minutes — we handle the rest of the setup

No testing, no exams, no coursework. PRISM handles the filing, E&O insurance, and state compliance so you can start earning as quickly as possible.

Real estate agent handing keys to new homeowners

Commissions That Compound

This isn't a one-time referral bonus. PRISM pays you on the original policy and every renewal. The more clients you refer, the more your recurring income grows — year after year.

Initial Commission

Earn when your referral's policy is written. Real money for a simple introduction.

Renewal Income

Every year the policy renews, you get paid again. Passive income that keeps growing.

Two-Tier Bonus

Recruit other partners and earn a percentage of their commissions too.

Built for Realtors, Lenders &
Business Professionals

You're already the trusted advisor your clients turn to. Insurance always comes up — during closings, loan approvals, business planning. Instead of sending people off to search on their own, send them to PRISM and earn for doing what you're already doing.

Zero Extra Work

You don't quote, sell, or service anything. Just share your link. We handle everything else.

No Testing Required

The referral license has no exams. PRISM handles the filing, E&O insurance, and state compliance.

Your Own Referral Tools

Get a personal referral link and QR code you can share anywhere — in person, by text, or on social media.

Real-Time Tracking

Your affiliate portal shows every referral, every policy, and every commission in real time.

Your Clients Win Too

Because we shop all major carriers, your referrals get better coverage and better prices. You look good.

Dedicated Support

Questions? Need help? Our team is here to make sure you and your referrals are taken care of.

Business professional

Ready to Start Earning?

Fill out the form below and we'll get you set up as a PRISM referral partner. It takes less than five minutes.