Insurance Comes Up in Every Deal You Close.
Start Getting Paid When It Does.

Your clients already ask who to call for insurance. You already point them somewhere. The only thing that changes is now you get paid for it. PRISM turns that introduction into real, recurring income — commissions when the policy is written, and again on every renewal*. You don't quote. You don't sell. You don't service a thing. We handle your state licensing, E&O coverage, and every compliance requirement so you never have to think about it. You keep doing exactly what you're already doing.

Three Steps. No Testing. We Handle the Rest.

You already talk to people who need insurance. Now there's a reason to send them somewhere specific.

Sign Up With PRISM

You're licensed under the PRISM umbrella. No exams, no coursework — we file your state licensing, provide your E&O coverage, and keep you compliant in every state you operate in.

Refer People

When someone mentions they need insurance, share your personal referral link or QR code. That's it — same conversation you're already having.

Get Paid

When your referral becomes a policyholder, you earn a commission — and again on every renewal, year after year*. Track every referral, policy, and dollar earned in your real-time partner dashboard.

One Referral. The Entire Market
Working For Your Client.

Most insurance agents are limited. Captive agents are locked into a single carrier — if that carrier's rates aren't competitive, your client is stuck. Independent agents have more options, but they still only work with a handful of providers.

PRISM gets the best of both worlds. We work with both captive and independent carriers — giving us access to the full market. That means we can shop dozens of top-rated providers to find the best coverage at the best premium for every client, every time.

When your referrals get better options than they'd find anywhere else, they come back to thank you. That's what makes PRISM referrals stick.

We Shop the Market

Captive and independent carriers competing for your client's business means the best premiums available.

Best Coverage Wins

We don't push one carrier. We match each client with the right coverage from the right provider.

Major Carriers

Top-rated, nationally recognized carriers your referrals already know and trust.

Every Line of Insurance

Auto, home, commercial, workers comp, RV, mobile home, boats, umbrella — one referral covers it all.

From Signup to Earning —
We Set Up Everything

Most people assume getting licensed is complicated. It's not. There are no exams, no coursework, and no hoops to jump through. PRISM handles the paperwork, the state filings, and the compliance — you just show up and start referring.

No Exams or Testing

The insurance agency licensing process doesn't require testing. PRISM fulfills the necessary state requirements.

Licensed Under PRISM

You operate under the PRISM umbrella. We sponsor your license and handle all the compliance.

E&O Insurance Included

Errors & Omissions coverage is provided through PRISM. You're protected from day one.

State Filing & Paperwork

We handle all state filings, regulatory paperwork, and ongoing compliance requirements.

Getting Started Takes Minutes

All you need is a business entity (LLC or S Corp), your basic contact information, and a few minutes. That's it. PRISM handles everything else — the licensing, the filings, the compliance. Once you're set up, every referral you make has the potential to become a long-term, recurring income stream. Policies renew year after year, which means a single introduction today can pay you for years to come*. The earlier you start, the faster that passive income compounds.

Business entity — LLC or S Corp
Contact info — name, email, phone
Five minutes — we do the rest

Commissions That Compound

This isn't a one-time referral bonus. PRISM pays you on the original policy and every renewal*. The more clients you refer, the more your recurring income grows — year after year.

Initial Commission

Earn when your referral's policy is written. Real money for a simple introduction.

Renewal Income

Every year the policy renews, you get paid again. Passive income that keeps growing*.

Two-Tier Bonus

Recruit other partners and earn a percentage of their commissions too.

Built for Realtors, Lenders &
Business Professionals

You're already the trusted advisor your clients turn to. Insurance always comes up — during closings, loan approvals, business planning. Instead of sending people off to search on their own, send them to PRISM and earn for doing what you're already doing.

Zero Extra Work

You don't quote, sell, or service anything. Just refer people. We handle everything else.

No Testing Required

State licensing with no exams. PRISM handles the filing, E&O insurance, and state compliance.

Your Own Referral Tools

Get a personal referral link and QR code you can share anywhere — in person, by text, or on social media.

Real-Time Tracking

Your affiliate portal shows every referral, every policy, and every commission in real time.

Your Clients Win Too

Because we shop all major carriers, your referrals get better coverage and better prices. You look good.

Dedicated Support

Questions? Need help? Our team is here to make sure you and your referrals are taken care of.

Insurance Comes Up in Every Deal You Close.Start Getting Paid When It Does.